Privacy Policy
Introduction
Anomaly Enterprises LLC ("we," "us," or "our") is committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, share, and protect your information when you use our credit stacking, business loan brokerage, and credit repair services through our platforms and communications.
Information we collect
Personal Information You Provide
Contact Information: Name, email address, phone number, mailing address
Financial Information: Credit scores, income details, bank account information, tax returns, financial statements, employment history
Business Information: Business name, EIN, business structure, revenue, industry type, years in business
Identity Verification: Social Security Number, driver's license, government-issued ID
Application Data: Loan application details, funding needs, credit repair goals
Payment Information: Credit card details, banking information for service payments
Information We Collect Automatically
Website Usage: IP address, browser type, device information, pages visited, time spent on site
Cookies and Tracking: We use cookies and similar technologies to enhance user experience
Location Data: General geographic location based on IP address
Communication Records: Records of calls, emails, and chat communications for quality and training purposes
How We Use Your Info
We use your information to:
Process Applications: Evaluate and facilitate business loan and credit stacking applications
Provide Credit Repair Services: Analyze credit reports and work to improve credit profiles
Match Services: Connect you with appropriate lenders and financial service providers
Customer Support: Respond to inquiries and provide ongoing customer service
Marketing Communications: Send relevant offers, updates, and educational content (you may opt out)
Fraud Prevention: Detect and prevent fraudulent activities and unauthorized access
Legal Compliance: Meet regulatory requirements and respond to legal requests
Service Improvement: Analyze usage patterns to enhance our services and user experience
Information Sharing and Disclosure
We may share your information with:
Third Part Lenders and Partners
We share relevant information with potential lenders, credit repair agencies, and financial service providers to facilitate your applications and services.
Service Providers
We work with trusted vendors who assist with:
Credit report analysis and monitoring
Payment processing
Customer support
Marketing and analytics
Data storage and security
Legal Requirements
We may disclose information when required by:
Court orders or legal processes
Government agencies for regulatory compliance
Law enforcement for fraud investigation
Protection of our rights and safety
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.
Your Privacy Rights
Access and Correction
Request access to your personal information
Correct inaccurate or incomplete data
Receive a copy of your data in a portable format
Deletion Rights
Request deletion of your personal information (subject to legal and business requirements)
Note: Some information may be retained for regulatory compliance
Communication Preferences
Opt out of marketing communications
Unsubscribe from emails (unsubscribe links provided)
Request to be removed from calling lists
California Residents (CCPA Rights)
If you're a California resident, you have additional rights including:
Right to know what personal information is collected
Right to delete personal information
Right to opt out of the sale of personal information
Right to non-discrimination for exercising your rights
Ohio Residents
Ohio residents have rights under applicable state privacy laws, including the right to access and correct personal information we maintain about you.
Data Security
We implement industry-standard security measures to protect your information:
Encryption: Data transmitted and stored using advanced encryption protocols
Access Controls: Strict access limitations based on job function and need-to-know basis
Regular Monitoring: Continuous monitoring for security threats and vulnerabilities
Staff Training: Regular security awareness training for all employees
Third-Party Security: We require our service providers to maintain appropriate security standards
Important Notice: While we take reasonable measures to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.
Data Retention
We retain your personal information for as long as necessary to:
Provide our services
Comply with legal and regulatory requirements
Resolve disputes and enforce agreements
Maintain business records as required by law
Generally, we retain information for 7 years after the end of our business relationship, or as required by applicable laws.
Cookies and Tracking
We use cookies and similar technologies to:
Remember your preferences and login information
Analyze website traffic and usage patterns
Provide personalized content and advertisements
Improve website functionality
You can control cookie settings through your browser preferences, though this may affect website functionality.
Third Party Links and Services
Our communications and materials may contain links to third-party websites or integrate with third-party services. This Privacy Policy does not apply to those external sites or services. We encourage you to review their privacy policies before providing any information.
Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it.
Changes to This Privacy Policy
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of significant changes by:
Posting the updated policy on our website and in communications
Sending email notifications for material changes
Updating the "Last Updated" date at the top of this policy
Contact Information
For questions about this Privacy Policy or to exercise your privacy rights, contact us:
Anomaly Enterprises LLC
875 N High St, Suite 300
Columbus, Ohio 43215
Email: [email protected]
For California residents exercising CCPA rights, you may also contact us using the information above.
Important Disclaimers
No Guarantee of Funding
Providing financial information or submitting applications through our services does not guarantee funding approval or specific financial results. All funding decisions are made by independent third-party lenders based on their criteria.
Credit Repair Results
Credit repair results vary by individual and depend on multiple factors including credit history, current financial situation, and creditor responses. We cannot guarantee specific credit score improvements or timelines.
Third-Party Independence
We work with independent lenders and service providers. Anomaly Enterprises LLC is not responsible for the actions, decisions, or policies of these third parties. We encourage you to review their terms and conditions carefully.
Professional Advice Disclaimer
Anomaly Enterprises LLC is not a credit repair organization as defined by federal law, nor do we provide legal, tax, or comprehensive financial planning advice. Our services are limited to credit stacking facilitation, loan brokerage, and credit improvement assistance.
Data Security Acknowledgment
By submitting your information through our services, you acknowledge that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security of your data.
This Privacy Policy is governed by the laws of the State of Ohio and is subject to our Terms of Service. By using our services, you acknowledge that you have read and understood this Privacy Policy.
